ACA Health Insurance (Obamacare) Open Enrollment ends soon.
The 2015 ACA (Obamacare) enrollment is happening now and the deadline is approaching. The Open Enrollment Period for 2015 coverage is November 15, 2014 to February 15, 2015. If you haven’t enrolled in 2015 coverage by February 15, 2015, you generally can’t buy Marketplace health coverage for 2015 unless you qualify for a Special Enrollment Period. Once again, the deadline for enrollment is February 15, 2015! Make sure to get covered immediately to avoid serious tax penalties. Open enrollment for Health Insurance for an employer’s group is usually only a one or two month period per year. During this short time, eligible employees may exercise options to change plans if they are already covered, or employees may sign up for coverage if they are not currently covered. If you do not sign up for health insurance during open enrollment period – and the deadline is approaching fast! – you most likely will NOT be allowed to sign up until next year’s open enrollment. While there are exceptions that might allow employees to enroll during times other than the annual open enrollment period, these exceptions are not common. Don’t risk missing out on health insurance AND ALSO paying a hefty tax penalty. Open enrollment coverage right now is guaranteed and there is no underwriting for qualified, timely persons. In addition to employer’s group health insurance, open enrollments are available for ACA Health Insurance through Simerly-Ayers Insurance Group who will help you with signing up via the exchanges in the marketplace, for ACA Health Insurance through carriers directly, and for Medicare coverage. Make sure to enroll today and take advantage of having an insurance agent assist you at no additional cost!