WHO TO INCLUDE IN YOUR HOUSEHOLD
HOUSEHOLD EQUATION: TAX FILER + SPOUSE + TAX DEPENDENTS = HOUSEHOLD
Follow these basic rules when including members of your household:
1) Include your spouse if you are legally married.
2) If you plan to claim someone as a tax dependent for 2016, MAKE SURE TO include them on your application.
3) If you will not claim them as a tax dependent, do not include them.
4) Include your spouse and tax DEPENDENTS even if they do not live with you.
CHART: Who to include in your household
|RELATIONSHIP||INCLUDE IN YOURHOUSEHOLD?||Notes|
|Dependent children, including adopted and foster children||Yes||Include any child you will claim as a tax dependent, regardless of age.|
|Children, shared custody||Sometimes||Include children as household members only during years you claim them as tax dependents.|
|Non-dependent child under 26||Sometimes||Include them only if you want to cover them on your Marketplace plan.|
|Children under 21 that you take care of||Yes||Include any child under 21 that you take care of and who lives with you, even if the child is not technically your dependent. (If a child under 21 has relied on you financially: you claim said child as a household member|
|Unborn children||No||Do not include a baby until it is born. You have up to 60 days after the birth to enroll your baby into health coverage.|
|Dependent parents||Yes||Include parents only if you will claim them as tax dependents.|
|Dependent sibling and other relatives||Yes||Include them only if you will claim them as tax dependents.|
|Spouse||Yes||Include your legally married spouse, whether opposite sex or same sex. In most cases, married couples must file taxes jointly to qualify for savings.|
|Legally separated spouse||No||Do not include a legally separated spouse, even if you live together.|
|Divorced spouse||No||Do not include a former spouse, even if you live together.|
|Spouse, living apart||Yes||Include your spouse unless you are legally separated or divorced|
|Spouse, if you are a victim of domestic abuse, domestic violence, or spousal abandonment||NOT REQUIRED||In these cases, you do not have to include your spouse.|
|Unmarried domestic partner||SOMETIMES||Include an unmarried domestic partner only if you have a child together or you will claim your partner as a tax dependent.|
|Roommate||No||Do not include people you live with unless they are a spouse,tax dependent, or covered by another exception in this chart.|